Terms Of Use

Introduction

These terms and conditions apply between you, the User of this Website including any sub-domains, unless expressly excluded by their own terms and conditions, and Vin Solutions Ltd, the owner and operator of this Website. Please read these terms and conditions carefully, as they affect your legal rights. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.

In these terms and conditions, User or Users means any third party that accesses the Website and is not either i employed by Vin Solutions Ltd and acting in the course of their employment or ii engaged as a consultant or otherwise providing services to Vin Solutions Ltd and accessing the Website in connection with the provision of such services.

You must be at least 15 years of age to use this Website. By using the Website and agreeing to these terms and conditions, you represent and warrant that you are at least 15 years of age and have an adults permission to use the website. Moreover, wherever payments are required, we expect you to request your guardian to take control, assess that this is the right thing for you, and make payments if they deem it fit for you. Adults above 18 years of age do not require this and are deemed responsible to take decisions associated with the usage of this website.

Intellectual property and acceptable use

All Content included on the Website, unless uploaded by Users, is the property of Vin Solutions Ltd, our affiliates, or other relevant third parties. In these terms and conditions, Content means any text, graphics, images, audio, video, software, data compilations, page layout, underlying code and software, and any other form of information capable of being stored in a computer that appears on or forms part of this Website, including any such content uploaded by Users. By continuing to use the Website you acknowledge that such Content is protected by copyright, trademarks, database rights, and other intellectual property rights. Nothing on this site shall be construed as granting, by implication, estoppel, or otherwise, any right to use any trademark, logo, or service mark displayed on the site without the owner's prior written permission
You may, for your own personal, non-commercial use only, do the following:a. retrieve, display, and view the Content on a computer screenb. download and store the Content in electronic form on a disk (but not on any server or other storage device connected to a network)c. print one copy of the Content
You must not otherwise reproduce, modify, copy, distribute, or use for commercial purposes any Content without the written permission of Vin Solutions Ltd.
You acknowledge that you are responsible for any Content you may submit via the Website, including the legality, reliability, appropriateness, originality, and copyright of any such Content. You may not upload to, distribute or otherwise publish through the Website any Content that (i) is confidential, proprietary, false, fraudulent, libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, infringing on intellectual property rights, abusive, illegal or otherwise objectionable; ii may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law; or (iii) may contain software viruses, political campaigning, chain letters, mass mailings, or any form of "spam." You may not use a false email address or other identifying information, impersonate any person or entity, or otherwise mislead as to the origin of any content. You may not upload commercial content onto the Website.
You represent and warrant that you own or otherwise control all the rights to the Content you post; that the Content is accurate; that use of the Content you supply does not violate any provision of these terms and conditions and will not cause injury to any person; and that you will indemnify Vin Solutions Ltd for all claims resulting from Content you supply.

Prohibited use

You may not use the Website for any of the following purposes:a. in any way which causes, or may cause, damage to the Website or interferes with any other person's use or enjoyment of the Website;b. in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in breach of any applicable law, regulation, governmental order;c. making, transmitting or storing electronic copies of Content protected by copyright without the permission of the owner.

Registration

You must ensure that the details provided by you on registration or at any time are correct and complete.
You must inform us immediately of any changes to the information that you provide when registering by updating your personal details to ensure we can communicate with you effectively.
We may suspend or cancel your registration with immediate effect for any reasonable purposes or if you breach these terms and conditions.
You may cancel your registration at any time by informing us in writing to the address at the end of these terms and conditions. If you do so, you must immediately stop using the Website. Cancellation or suspension of your registration does not affect any statutory rights.

Password and security

When you register on this Website, you will be asked to create a password, which you should keep confidential and not disclose or share with anyone.
If we have reason to believe that there is or is likely to be any misuse of the Website or breach of security, we may require you to change your password or suspend your account.

Links to other websites

This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of Vin Solutions Ltd or that of our affiliates.
We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or damage arising out of the use of them.
The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.

Privacy Policy

Use of the Website is also governed by our Privacy Policy, which is incorporated into these terms and conditions by this reference. To view the Privacy Policy, please click on the following:

Availability of the Website and disclaimers

Any online facilities, tools, services or information that Vin Solutions Ltd makes available through the Website (the Service) is provided "as is" and on an "as available" basis. We give no warranty that the Service will be free of defects and/or faults. To the maximum extent permitted by the law, we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality. Vin Solutions Ltd is under no obligation to update information on the Website.
Whilst Vin Solutions Ltd uses reasonable endeavours to ensure that the Website is secure and free of errors, viruses and other malware, we give no warranty or guaranty in that regard and all Users take responsibility for their own security, that of their personal details and their computers.
Vin Solutions Ltd accepts no liability for any disruption or non-availability of the Website.
20. Vin Solutions Ltd reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but not limited to, any products and/or services available. These terms and conditions shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.

Limitation of liability

Nothing in these terms and conditions will: (a) limit or exclude our or your liability for death or personal injury resulting from our or your negligence, as applicable; (b) limit or exclude our or your liability for fraud or fraudulent misrepresentation; or (c) limit or exclude any of our or your liabilities in any way that is not permitted under applicable law.
To the extent that the Website and Content are provided free of charge, we will not be liable to you for any loss or damage of any kind.
We will not be liable to you in respect of any losses arising out of events beyond our reasonable control.
To the maximum extent permitted by law, Vin Solutions Ltd accepts no liability for any of the following:a. any business losses, such as loss of profits, income, revenue, anticipated savings, business, contracts, goodwill or commercial opportunities;b. loss or corruption of any data, database or software;c. any special, indirect or consequential loss or damage.

General

You may not transfer any of your rights under these terms and conditions to any other person. We may transfer our rights under these terms and conditions where we reasonably believe your rights will not be affected.
These terms and conditions may be varied by us from time to time. Such revised terms will apply to the Website from the date of publication. Users should check the terms and conditions regularly to ensure familiarity with the then current version
These terms and conditions together with the Privacy Policy contain the whole agreement between the parties relating to its subject matter and supersede all prior discussions, arrangements or agreements that might have taken place in relation to the terms and conditions.
The Contracts (Rights of Third Parties) Act 1999 shall not apply to these terms and conditions and no third party will have any right to enforce or rely on any provision of these terms and conditions.
If any court or competent authority finds that any provision of these terms and conditions (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of these terms and conditions will not be affected.
Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.
This Agreement shall be governed by and interpreted according to the law of England and Wales and all disputes arising under the Agreement (including non-contractual disputes or claims) shall be subject to the exclusive jurisdiction of the English and Welsh courts.

Vin Solutions Ltd details

Vin Solutions Ltd is a company incorporated in England and Wales with registered number 08578714 whose registered address is The Long Lodge 265-269 Kingston Road, Wimbledon, London, SW19 3NW and it operates the Websites thevinsolutions.com, MockDrivingtest.com and www.SmartTheorytest.com. The company is not VAT registered. You can contact Vin Solutions Ltd by completing the contact form on this web site

Financial Products

NO Financial Advice: We do not offer financial, investment or other advice. Nothing on this Website constitutes financial, investment or other advice by us in relation to any product. All Content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Vin Solutions Limited is not a fiduciary by virtue of any person’s use of or access to the Site or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. In exchange for using the Site, you agree not to hold us, our affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the Site.
Sale of financial products: Sales of all financial products on our site is conducted by our partners including but not limited to Macintosh Legal & Financial Services Ltd, Kingsgategroup.co.uk, Easy Insure Limited etc. We do not generate any quotations for any of the financial products advertised on our web site. Instead, we gather data for quotations on behalf of these partners and help them ensure that all the requested data and documentation is made available to them in the formats that our partners expect. We receive a commission for providing this service to our partners.
As stated in clause 82 and 83 above, as a professional firm we do not perform any of the above regulatory activities, therefore according to The Financial Services & Markets Act 2000 (FSMA) we are not required to be authorised and regulated by FCA and PRA. In terms of handling personal and sensitive data and payment information we are registered with ICO as per Data Protection Act 2018 & GDPR compliant and made our declarations to the information commissioner.
Any products sold by our partners are covered by the separate terms and conditions covered by our partners. We do not hold any responsibility of the interaction between our partners and our clients.
Fraud: It is fraudulent if you or anyone acting on your behalf misrepresents or deliberately fails to disclose information or facts at any time whether at application stage or during the term of the policy or at renewal of the policy that would materially impact either the terms and conditions or the issue or renewal decision itself. This also includes were the insurer has been provided with any information or documents which misrepresents or conceals the truth or are stolen. If fraud is suspected then the insurers have the right to cancel or void your policy and any other related policies at any time. The insurers may seek to recover any costs they have incurred and may not return any premium.

Attribution

These terms and conditions were created using a document from Rocket Lawyer (https://www.rocketlawyer.co.uk).
Note: This contract may be updated at any time without notice to improve the services we offer or to protect the interests of our ADI/ Students. Any amendments will be listed hereunder along with the dates the amendments were made.